Simplicity Wealth Melborne2026-05-14T16:02:03+00:00

Simplicity Wealth Melborne

Money is personal. We believe investors deserve professional guidance that provides them with a customized financial strategy focused in their individual needs and objectives.

A Disciplined, Holistic Foundation

Simplicity Wealth Melborne is a comprehensive financial services firm with local advisors dedicated to helping Melborne‘s residents and beyond navigate their financial journey with confidence.

Our approach is built on holistic planning, where investment and insurance strategies are designed to complement one another to help you meet your financial goals.

The foundation of each plan is based on understanding:

  • Impact of Key Considerations: How six fundamental financial planning considerations may impact your financial life and which strategies may be implemented to help mitigate their effects.
  • Wealth Optimization: How to effectively accumulate and protect your wealth over time, aligned with your risk tolerance and investment preferences.

Our mission is to help investors build confidence through a focused, personalized approach to their financial strategy. We provide strategic guidance designed to assist our clients in making informed decisions for their financial future.

Team

Wealth Managers

August H. Velten

Partner, Financial Advisor

As a retirement income specialist and 38-year veteran of the financial services industry, August H. Velten understands what his clients need in order to enjoy a comfortable retirement. Augie is a former instructor for The Life Underwriter Training Council and once occupied the legislative seat for the Maine Association of Life Insurers. He has a B.A. in business from L.I.U. New York and has earned many financial services designations including Chartered Life Underwriter (CLU).

Through his financial services company, August H. Velten, Inc., Augie focuses on helping clients create lifetime income strategies that balance asset preservation with growth. His dedication to the financial success and education of the public has inspired him to serve as an instructor for the Council of Financial Educators (COFE) and Adult Financial Education Services (AFES), non-profit corporations that are devoted to helping improve financial literacy of adults ages 50 and over. AFES and COFE specifically aim to help people who are concerned about their retirement savings and securing a safe financial future.

Simplicity Wealth Senior Leadership

Services

Income Planning

Ensure your retirement income lasts as long as you do.

We help you create a reliable, tax-efficient income stream by integrating Social Security, pensions, annuities, and investments. The result is a sustainable withdrawal strategy you can count on throughout retirement.

Investment Planning

Grow and protect your nest egg with purpose.

Our investment strategies are customized to match your risk tolerance, time horizon, and retirement goals. We focus on asset allocation, downside protection, and consistent performance—not speculation.

Long-Term Care Planning

Prepare today so you’re not caught off guard tomorrow.

We help evaluate your options for long-term care coverage, balancing affordability with quality care to protect your assets and preserve your independence.

Healthcare Planning

Make confident Medicare and health coverage decisions.

Healthcare can be one of the biggest expenses in retirement. We assist in estimating costs, understanding Medicare choices, and integrating those expenses into your retirement plan.

Legacy Planning

Leave a legacy that reflects your values.

We help you plan how your assets will be distributed, protected, and preserved for future generations—while also reducing probate costs, taxes, and family stress.

Insurance Reviews

Life can change – the birth of a child, death of a loved one, loss of a job, a major purchase, which will readjust your customized strategy.

We can help you understand your benefits and educate you on how you can maximize them.

Social Security Benefit Planning

Social Security timing strategies involve strategically evaluating when to claim benefits and coordinating with other income sources to help increase your potential lifetime payments.

The decision of when to claim Social Security is complex and can significantly impact your retirement income. We provide a comprehensive analysis to help you understand how different timing choices may affect your long-term financial health.

Media

Financial Videos

Guides

Tax Planning Guide
Work To Reduce Your Taxes 

Retirement & Inflation Guide
What To Know And How To Prepare

Social Security Guide
What To Know And How To Maximize

Blog

Events

Events in May 2026

  • There are no events scheduled during these dates.

Contact Information

Melbourne Office:

4875 N. Wickham Road,
Suite 101
Melbourne, FL. 32940

Our Phone:

(321) 622-5418

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